Credit Rebuilding

Learn the basics about how your credit is determined and improved. Learn how to improve your score here.

All About Rates

Overnight rate, Prime Rate, Fixed Rates. There a lot of terms to learn. We’ll help you figure it out!

Down Payment

How much do you need to buy a house. And where can the money come from. Learn more here.

What Is A Mortgage Broker

What does a mortgage broker actually do. And why should you use a broker instead of your bank?


Renew Or Switch

Renew or Switch?

Is it worth your time to shop around between mortgage terms? We think so!


If you don’t give the banks something to compete against you will always lose. 

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What is Renewing?

Renewing is simply staying with your existing lender. Your lender will send you documents to sign along with an updated rate and payment amount. There is no need to requalify. It is the easiest, though not always best route. 

What is Switching?

Every 5 years you can choose to switch your lender without incurring penalties. During a switch you are moving your loan from one lender to another. The main reasons to do this are to reduce your interest rate, or to move to a loan with better terms

Which Option Is Right For You?

Review you Mortgage For Free with a one-on-one consultation

Meet The Author

Josh Tagg started his career as a mortgage broker in 2006. During his award-winning career, he has helped thousands of individuals and families secure mortgages for their homes. 

Josh Tagg

Josh Tagg

Owner, Mortgages For Less

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