Blog

Welcome to the Mortgages for Less blog! Here, you'll find expert advice, industry news, and helpful tips to guide you through every step of your home financing journey. Whether you're a first-time homebuyer or looking to refinance, our blog is your go-to resource for staying informed and making smart mortgage decisions.

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September 9, 2026
Calgary secondary suites are booming. Learn when rental income from a basement suite may help you qualify for a larger mortgage.
September 9, 2026
After the pandemic slowed a long-running self-employed business, a Calgary family we've worked with since 2013 refinanced to clear $100,571 of high-interest debt across nine accounts — freeing up about $2,786 a month and keeping the home they love instead of selling.
September 7, 2026
A real Edmonton case study: a single mother of three earning $47,000 bought a $350,000 home by counting Canada Child Benefit and basement-suite rent — and using her RRSP for the down payment.
September 4, 2026
RBC says Canada's housing market is recovering in 2026 — but that's mostly Toronto and Vancouver. Alberta never crashed. Why oil, not the Bank of Canada, drives Calgary and Edmonton prices, and what it means for your mortgage renewal.
September 3, 2026
The Bank of Canada held at 2.25% on Sept 2 — and fixed mortgage rates rose anyway. Why R-star and term premium explain it, and what a 2026 renewer should actually do.
September 2, 2026
Greater Edmonton's median home price was $439,000 in August 2026 — down 1.8% from July but still 0.9% above last year — while inventory sat 14.9% higher and sales cooled to 2,143. Full stats, trends and buyer tips.
September 2, 2026
The Bank of Canada held its rate at 2.25% on Sept 2, 2026 — its 7th straight hold — and warned inflation risks are rising. Why waiting for a cut could cost you.
September 1, 2026
Calgary's benchmark home price held at $569,800 in August 2026 — essentially flat on the month and down about 1% from a year ago — while sales cooled and buyers gained more time and choice. Full stats, trends and what it means if you're buying.
August 31, 2026
Declined at renewal with foreclosure underway — how a short-term private bridge mortgage paid out the demand, protected 400k-plus in equity, and saved a Calgary couple's home.