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Latest from the blog
High Gas Prices Have the Bank of Canada Talking About Rate Hikes Again
September 17, 2026
They Kept Their First Home as a Rental and Bought the Next One With 5% Down
September 16, 2026
Turned Down at 72: How a Retired Couple Bought a Calgary-Area Home With a Reverse Mortgage
September 15, 2026
Secondary Suites Are Booming in Calgary — Could the Rental Income Help You Qualify for a Mortgage?
September 14, 2026
Real client files
Case studies with the actual numbers
What the borrower faced, which lender said yes, and what it saved them each month.
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Current Rates
Mortgage 101
Mortgage products
First Time Home Buyers Pre-Qualification Refinances Renewals Self-Employed Mortgages Rental Mortgages Rental Property Financing Reverse Mortgages All mortgage products →
Everything explained
How Mortgages Are Approved The Mortgage Stress Test Debt Service Ratios (GDS & TDS)Mortgage Default Insurance Penalties & the IRD Monoline Mortgage Lenders RRSP Home Buyer’s Plan Negative Amortization All explainers →
Mortgage lenders
TD Canada Trust Scotiabank BMO ATB Financial First National MCAP Equitable Bank Home Trust All lenders →
Mortgage services
First-time home buyers Refinance & debt consolidation Self-employed mortgages Stop foreclosure & arrears Mortgage penalties & payout Private & second mortgages New to Canada mortgages Bad credit & past insolvency Reverse mortgages (55+)Keep your home, buy another Buying a home Renewing or switching Rental & investment property Specialty mortgages All mortgage services →Apply online →Book a discovery call →
Mortgage Calculators
Affordability calculator
How much home can I afford?
Find your maximum price in about 30 seconds.
Open the calculator →
Home purchase calculator
Can I afford this house?
Check a specific asking price in 30 seconds.
Open the calculator →
Refinance calculator
How much equity can I take out?
See your refinance takeout in 30 seconds.
Open the calculator →
Rates
Today’s best mortgage rates
Fixed and variable rates from the lenders we work with, updated daily, with the Bank of Canada backdrop.
See current rates All calculators
Blog
Browse by topic
Case Studies Calgary Market Update Edmonton Market Update Bank of Canada Rate Notices Interest Rates Real Estate News All posts →
Latest from the blog
High Gas Prices Have the Bank of Canada Talking About Rate Hikes Again
September 17, 2026
They Kept Their First Home as a Rental and Bought the Next One With 5% Down
September 16, 2026
Turned Down at 72: How a Retired Couple Bought a Calgary-Area Home With a Reverse Mortgage
September 15, 2026
Secondary Suites Are Booming in Calgary — Could the Rental Income Help You Qualify for a Mortgage?
September 14, 2026
Real client files
Case studies with the actual numbers
What the borrower faced, which lender said yes, and what it saved them each month.
Read the case studies Book a discovery call
Contact Us

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223 14 St NW, Calgary, AB T2N 1Z6

Mortgages for Less is a full-service mortgage team at The Independent Mortgage Company (Indi Mortgage), serving Calgary and all of Alberta.

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(403) 241-3255
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AB T2N 1Z6

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HEAD OFFICE 223 14 Street NW, Calgary, AB T2N 1Z6 info@indimortgage.ca 800.517.8670 | COMPLIANCE OFFICER Gord Appel 403.714.4663 gord.appel@indimortgage.ca | BROKER OF RECORD Gord Ross 800.517.8670×301 gord@indimortgage.ca

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