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Negative Amortization

Negative Amortization

Negative Amortization is a unique “feature” of a fixed payment variable rate mortgage when monthly payments fail to cover interest and principal, resulting in a growing loan balance.

How to Qualify for a Mortgage

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Our Most Recent Articles

August Inflation Data and Mortgage Rates

August Inflation Data and Mortgage Rates

Discover the impact of Canada’s August 2023 4.0% inflation on mortgages. Rising rates and housing market shifts examined. Stay informed for financial decisions.

Bank of Canada Governor Speaks in Calgary

Bank of Canada Governor Speaks in Calgary

Explore Governor Tiff Macklem’s insights on interest rate changes and inflation’s impact on Calgary mortgages in this informative article. Stay informed for smart financial decisions

Mortgage Minute 27: Bank of Canada Holds Rates Steady

Mortgage Minute 27: Bank of Canada Holds Rates Steady

The BOC Holds Rates Steady As expected, the bank of Canada held its interest rate today after increasing back in July.I know that sometimes it feels like the interest rates are not going to stop increasing. Some of us may have flashbacks to, or may have family members...

Discussing the Rate Announcement with Realtor Jay Lewis

Discussing the Rate Announcement with Realtor Jay Lewis

Right after the September 6, 2023 Rate Announcement by the Bank of Canada, Josh Tagg with Mortgages for Less and Jay Lewis with ReMax Excellence in Edmonton got together to discuss this announcement, and what is going on in the Real Estate Market in Edmonton. Full...

30 Year Mortgage Amortizations

30 Year Mortgage Amortizations

Discover the possibilities of 30-year mortgage amortizations in Canada. Explore options, advantages, and the potential return of extended terms for your home financing needs.

Desjardins: Canada May Enter Recession until 2024

Desjardins: Canada May Enter Recession until 2024

Discover Desjardins Bank’s Insights: Canada’s Looming Recession and Global Economic Risks. Explore key findings, recession predictions, and financial forecasts in this comprehensive analysis. Stay informed about the economic landscape.

Are Interest Rates about to DROP?

Are Interest Rates about to DROP?

Canada’s 5-year bonds drop below 4%, impacting mortgage rates. US economic indicators show job market strain. Bank of Canada rate hike prospects scrutinized ahead of GDP data release.

Alberta Housing Market: July 2023

Alberta Housing Market: July 2023

The Alberta housing market displayed resilience with record July sales, stable prices in Calgary, and supply-demand dynamics, influenced by economic sector shifts, reflecting optimism and growth.

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