Mortgage Minute 12: What to Expect in 2022 Welcome to 2022. With ongoing uncertainty in the world what can we expect to see in 2022? The story of 2021 was dominated once again by the COVID-19...

Fixed vs Variable Rates For a long time not a lot of obvious benefit to choosing a variable mortgage rate because relatively the fixed rates were just as low! Since 2008 when rates bottomed out as a...

Canada just finished a federal election where really nothing changed. With the election results back, and a recent Bank of Canada update, what can we expect in the Real Estate and Mortgage Market?...

This week the bank of Canada made its fourth rate announcement of the year. The bank left the overnight rate unchanged yet again, as expected. It did provide somewhat encouraging thoughts on the...

Over the past month, Canadian Bond yields have hit their highest level in April of last year. As a direct result, we have seen fixed interest rates nudge up at all lenders. Since 5-year rates are by...

It was only a month ago that we collectively looked back at 2020 and thought “well, THAT was a crazy ride!” Then January 2021 started. Our neighbours to the south saw a rocky transition of power...

While COVID has been the biggest ongoing story of the year and the global pandemic has impacted everyone, there are many related stories too!  Interest rates of all sorts have been all over the map...

Happy Thanksgiving from my family to yours. 2020 has been a difficult year for most of us, but I hope we can take this weekend to think of the things we have to be thankful for. Family, friends and...

We are now over a month into Social Distancing across most of the world. It will likely last a few more months. It has wreaked havoc on our mental health. It has caused a large number of layoffs, or...

The Bank of Canada cut its overnight rate for the first time in four years. This follows the US Central Bank doing the same thing just yesterday. In the BoC announcement it seems that the overall...