Is CMHC going to change? Probably.
The debate surrounding CMHC – and what the government should do with the Crown Corporation’s mortgage insurance arm – is nothing new. For more than a decade – maybe even two – the mortgage industry, and others, have discussed the special treatment CMHC receives – particularly with its 100% government guarantee.
Not all Variable Rates are the Same!
Choosing the mortgage that's right for you involves a little bit more than merely deciding whether you're a fixed or variable type of person – particularly if you opt for a variable rate mortgage.<br><br>
It's not enough to choose a variable rate mortgage based solely on rate – you also have to consider what type of variable rate you'd prefer. Below is a breakdown of the most common types:
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